We clear debt

Legal Protection

Once under debt review, creditors can’t take legal action or repossess your assets. You’re legally protected while you get your finances back on track..

Lower Payments

All your debts are combined into a single, reduced monthly payment — designed to match what you can afford. No more juggling payments or falling behind.

Creditor Relief

Say goodbye to stress and calls from creditors. We take over all communication and handle your payments, giving you peace of mind.

What is debt Review

Debt review is a legal process that helps people with financial difficulties negotiate with their creditors to create a repayment plan. 
 
A debt counsellor works with the consumer to compile their debts and income, and then create a payment plan. 
 
How it works
 
A consumer who is experiencing financial difficulties approaches a registered debt counsellor 
The debt counsellor works with the consumer to compile their debts and income 
The debt counsellor liaises with the consumer’s credit providers to create a repayment plan 
How long it lasts 
Debt review can last 36–60 months, but it can be faster
 
The debt review status is permanently removed after the process is complete
 
What happens after debt review 
 
You can apply for credit
 
If you are facing difficulty and dont know where to turn, We Clear Debt will be there for you, We take pride in our services and make sure that you are satisfied, We are fully compliant with the NCA (National Credit Act) and are regulated by the NCR (National Credit Regulator)

Cape Town

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Our Services

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Lower Monthly Payments
We negotiate with your creditors to reduce your monthly debt installments and make payments more affordable.
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Legal Protection
We protect you from legal action and repossession while under debt review through a court-approved process.

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One easy Payment
We combine all your debts into one manageable monthly payment through a registered payment Distribution Agency [PDA]



Our focus is helping South Africans regain financial freedom through trusted, affordable debt review and expert financial guidance

We are a trusted financial consulting firm

We Clear Debt is South Africa’s trusted name in Debt Counselling Services, helping over 10,000 families save more than R1,000,000 and regain control of their finances.

As a NCR-registered debt counselling provider, we pride ourselves on having one of the highest client satisfaction rates in the country. Our mission is simple: to help South Africans break free from the burden of debt with expert guidance, professional support, and real results.

Whether you’re overwhelmed by legal threats, struggling to make ends meet, or simply need a fresh start, our experienced team is here to help you breathe again.

Why Choose We Clear Debt?
NCR-regulated and compliant
Proven success helping thousands of families
Confidential, judgment-free support

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